Motor vehicle accidents can happen to anyone, at any time, and anywhere. It's essential to know the laws surrounding motor vehicle accidents to protect yourself and your loved ones. However, there are several things that most people don't realize about motor vehicle accident law. Here are some of those things to help you better understand motor vehicle accident law and what a motor vehicle accident lawyer can do for you.
Hiring a Lawyer
If you're involved in a motor vehicle accident, you may need to hire a lawyer. A lawyer can help you navigate the legal system and ensure that you receive the compensation you deserve. Many people don't realize that they can hire a lawyer and that it's often in their best interest to do so.
Fault vs. No-Fault States
In motor vehicle accident law, there are two types of states: fault and no-fault states. In a fault state, the driver who caused the accident is responsible for paying for damages and injuries. In contrast, in a no-fault state, each driver's insurance pays for their damages and injuries, regardless of who caused the accident. Talk with your lawyer and have them explain how your state works.
In some states, there is a legal concept called comparative negligence. Comparative negligence means that each driver is assigned a percentage of fault for the accident. For example, if a driver is found to be 20% responsible for an accident, they would be responsible for paying 20% of the damages and injuries. Your lawyer will know how to figure out the percentage you are responsible for and try to find a way to lower that.
Time Limits to File a Claim
In motor vehicle accident law, there are time limits to file a claim. This time limit is called the statute of limitations. This is one reason to have a lawyer working with you, they know about the timelines and will have everything prepared and submitted on time.
Uninsured and Underinsured Motorist Coverage
Uninsured and underinsured motorist coverage is insurance that protects you if you're involved in an accident with someone who doesn't have insurance or doesn't have enough insurance to cover your damages and injuries. Many people don't realize that this type of insurance is available or necessary, but it's essential to have to protect yourself in case of an accident.
Motor vehicle accident law is complex, and there are several things that most people don't realize. Understanding fault vs. no-fault states, comparative negligence, time limits to file a claim, and uninsured and underinsured motorist coverage. Hiring a lawyer can help you protect yourself and your loved ones in case of an accident. Remember to always be safe on the road and know your rights if you're involved in an accident.
For more info, contact a local firm like Endres Law Firm.