Workers' Compensation And You: A List Of Common Questions

Every day, people head off to work and never expect that anything bad could happen while they are punched in or on the clock. However, workplace injuries are such a common occurrence that employers are required to carry workers' compensation insurance. This insurance kicks in and covers your needs as an employee if you get hurt so you are not left paying for the expenses and lost wages out of your own pocket. Take a look at three of the common questions employees tend to have about workers' comp in general and the answers you should know. 

How soon will you start receiving workers' comp benefits?

Workers' comp benefits should pick up right where your inability to work started. It can take a little time for the process to be finalized so you can start receiving payments, however, sometimes the payments can be delayed so long that you have a hard time getting by. If your workers' comp payments are excessively delayed, it is always best if you speak with an attorney who can help you figure out why that is the case. 

What should you do if your employer fires you for filing a workers' comp claim?

There should be no retaliation at all when you file a workers' compensation claim with your employer, but in some cases, it does happen. Thankfully, there are laws in place to protect you in most states about when an employer can or cannot fire you. However, your employer could fire you and claim they are letting you go because of other reasons, such as stating they no longer have the funding to cover your wages as a business. In any situation, if your employer lets you go right after you file an accident claim, you need to speak with an attorney or law firm like Walz Law Office immediately. 

Why does an employer care if you get workers' comp or not?

When you see how many employees are treated in a different way at work when they file an accident claim, and you know workers' comp is a form of insurance, you may be wondering why would an employer care? The fact is, even though the benefits are covered by the workers' comp insurance company, the costs can directly affect the business or your employer just the same. A high number of injury claims means your employer will have to pay higher premiums just for workers' comp coverage.