After getting into a car accident, it is very important that you do all you can to handle the process diligently and in a timely manner. This process will involve you staking a claim with your insurance agency, learning about your legal rights and listening to counsel as you prepare for a settlement process or a day in court. To make this process easier and more understandable, you should consider these three tips below and reach out to the professionals who are able to assist you further.
#1: Start By Getting The Matter On Record With Insurance Companies
Before you do anything else, it is important that you notify your insurance company of the accident and do all that you can to include as much detail as possible while it is fresh. This may involve providing a recorded testimonial to both your insurance company and the insurance of the other driver. This is done so that you can prove that the other driver was at fault. Get a copy of the accident report once it is filed with your local police jurisdiction. Your insurance company will also be able to advise you on the best route to go, depending on which coverage you have. For instance, comprehensive coverage and collision coverage may allow you to use your own policy to cover your vehicle if the other driver is uninsured or under-insured.
#2: Talk To An Auto Accident Attorney
No matter how the insurance situation plays out, it is advantageous to reach out to an auto accident attorney. If nothing else, they will be able to advise you on the rest of the process and can step in and represent you at any time. A consultation will be completely free of cost to you and will make the picture clearer. Check first with your state bar association to get recommendations on esteemed auto accident attorneys. They will charge you a contingency fee upon hiring, which equates between 25% and 40% of the payout at the end of the process.
#3: Be Available And Prepared
There are a lot of ways that auto accident cases play out, so always be easy to contact and prepared for the next step. This may involve written statements, in-person accounts, valuation of your vehicle, questions regarding your medical condition, trips to the chiropractor, and so much more. These variables will also play a role in how long the process takes, so remain flexible. As long as you filed your case within the parameters of your state's statute of limitations for car accident cases, you will be in good hands.
Consider these tips and get in touch with professionals for more help.